Are you getting collection calls from GAFCO,  the Great American Finance Company?  This company, based out of Illinois, buys finance companies from furniture companies. After fielding a complaint from a caller, I checked online and the company has numerous complaints especially about its billing process and collection communications.  I’m exploring several theories concerning possible violations, but I have to collect information to determine whether these theories will be good enough to bring as cases.  Whereever you are located, drop me a line and let me know your beef with GAFCO. If I think you are on to someting, I will link you up with a NACA attorney in your area.