The CARES Act, which was adopted in response to the Corona Virus/Covid-19 crises includes some important provisions regarding your protected retirement accounts.  Most people can withdraw up to $100,000 from the accounts without a penalty, and with an extended time to pay taxes that are due on the money. This should come in handy for some of our clients who are paying settlements on floorplan defense cases. 

If you are a senior and are lucky enough not to need a distribution from your account, the minimum distribution requirement is also suspended. This should help you form having to sell stocks at a crisis-level low point. 

https://www.nerdwallet.com/blog/investing/cashing-out-401k-covid-19/