Category: KO Book

“How do I get out of the KO book?”

“How do I get out of the KO book?” This is a question that I’ve been hearing over and over again. I am working on a set of strategies, and I think the answer is going to be different for different people. If you as an individual have been turned down for employment in the […]

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Get to know these alternate credit bureaus

Most adults in the United States are familiar with Equifax, Trans Union and Experian. These are the “Big 3” credit bureaus in the United States.  In the consumer law profession, we call credit bureaus “Credit Reporting Agencies”, or CRAs for short, because that is the term used in the Fair Credit Reporting Act.  Most people […]

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Have you been fired or denied employment due to the Auction Insurance Agency’s “KO Book” (EKO system) ?

We are investigating use of the Auction Insurance Agency’s “KO Book” , Which is now the Electronic KO Book.  The KO book is used by auto auctions to determine creditworthiness of buyers.  When we did our initial investigation, we determined that in cases where the auction is qualifying the buyers as businesses, the KO book […]

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What’s all this fuss about the KO book that Auto Auctions use?

I’m trying to understand the “KO Book” that is used to exclude dealers from participation from auto acutions.  Who provides information? To whom is it provided? What information is provided?  Is there an electronic database involved? Is personal financial information included?  Please call me at 317-662-4529 or email me at hoferlawindyATgmail.com. Thanks.

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