I just wanted to post a short note on trends that I have seen filed against consumers in Indiana this year. Since I last visited the topic, in August 2014, there seems to have been a slight decrease in the number of collection lawsuits brought in Indiana. I think that is partially due to an […]

Human Rights Watch just issued a detailed study on the Debt Buying Industry titled US: Courts Rubber Stamp Corporate Suits Against Poor.   They found the industry to be abusing court system.  Imagine that, go figure.  All kidding aside, the more publicity to this problem, the better, and Human Rights Watch deserves some credit for […]

In what might be a foretaste of things to come, the Consumer Financial Protection Bureau  (CFPB) once again reminded bad guys that there is a new sheriff in town by levying fines totaling mtens of millions of dollars against the #1 and #2 bad debt buying debt collectors.  The number one collector, Encore Capital Group […]

Midland Funding, LLC files more lawsuits in Indiana than any other civil plaintiff.  As a consumer attorney, I have seen the lazy affidavits prepared by Midland representatives, and because of this, I am astonished consumers don’t contest lawsuits filed by Midland more often.  If you have been sued by Midland, read this article  published last […]

New York Attorney General  Eric Schneiderman, announced a settlement with one of the largest bad debt buyers in the country, Encore Capital Group.  Encore agreed to set aside 4,500 judgments that were procured with faulty dcoumentation.  Apparently there were even falsified credit card statements presented to get some of these judgments.  In Indiana Encore’s main […]

I’ve been trying to understand the dynamic behind what appears to be a lot more lawsuits against consumers over bad debts, especially old credit card accounts, especially old credit card accounts that have been assigned to one or more debt buying company.  Today I dusted off a law review article from 2012 that I put […]