The CFPB has proposed a final rule that prohibits a lot of the worst practices in the Payday Loan industry as well as practices involving Auto Title Loans and other abusive loans.  These regulations are primarily intended to get people out of the “debt trap” that happens when you are forced to roll over payday […]

According to this article at The Truth About Cars, Kia and Hyundai have recalled 1.7 million vehicles equipped with the Theta II 2.0 and 2.4 liter 4-cylinder engines due to a problem with the manufacturing process that could result in metal shavings contaminating engine oil and leading to destruction of the engine.  The National Highwaay […]

I was happy to participate in the Money Smart Week program that was co-sponsored by our frequent collaborator Call for Action and The Indianapolis Star.  Fellow NACA attorney Syed Ali Saeed and I gave consumer education presentations and free consultations with people who signed up to see attorneys at the event.  Thanks to Call for […]

Most people know that every time a potential creditor pulls your credit report in connection with an application for credit, your credit score is slightly affected.  This type of inquiry is known in the trade as a “hard pull”.  There is a second kind of credit report access called a “soft inquiry” or “soft pull.” […]