I talk to a lot of dealers who are shocked to find out how little Nextgear sells their cars for after the cars are repossessed by Nextgear.  I have had dealers tell me that Nextgear waits until the end of the auction to sell the Nextgear repos – after the majority of the bidders have gone home.  Then there is another possibility.  Mannheim Auctions has a separate division, “Total Resource Auctions”  that according to its website specializes in nondrivable and salvage vehicles.  If drivable repossessed vehicles are sold there, it seems a good case could be made that the sale is not commerically reasonable under the Uniform Commercial Code.  https://publish.manheim.com/en/services/unique-vehicles/salvage.html