Victory on Credit Repair Organizations Act Venue Dispute

We just received word from the United States District Court for the Southern District of Indianapolis that we defeated a motion to dismiss filed by Texas Credit Repair Organization, White Jacobs & Associates, Inc.

A little background: most credit repair companies attract clients from all over the United States. They have contracts which they try to bring any case that is filed against them into their home states.  It is usually very hard, if not practically impossible for a consumer in a different state to sue the credit repair company in its home state.  It would be better if the federal Credit Repair Organization Act had a specific provision establishing venue in the state of the consumer, but the statute has no such provision.  If you are looking at this post because you are facing a venue argument by a Credit Repair Organization or Credit Services Organization, you should read the recent decision linked here.